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My Fortress - Articles


Estate planning strategies for blended families
If you’re in the middle of the estate planning process, having a blended family can add a lot more complexity than you were prepared for....

My Fortress
Aug 16, 2024


Is default bias derailing your super?
Let’s imagine two groups of people looking to hire a car. One is told they can have any colour they want, but if they don't make a choice...

My Fortress
Aug 16, 2024


Planning for retirement when you have debt
According to ABS figures, the average household debt has quadrupled over the last 18 years, jumping from $62,000 in 2003-04 to $242,000...

My Fortress
Aug 16, 2024


3 cognitive biases that might hindering your financial success
We make thousands of decisions each day, and a lot of those decisions happen beyond our awareness. While plenty are minor or...

My Fortress
Jul 25, 2024


Passing on wealth while alive or through a Will: Which is better?
With the average person living longer these days, many are choosing to bestow some of their assets to their loved ones during their...

My Fortress
Jul 25, 2024


Cash poor, getting by or high net worth: What will your retirement look like?
Having a clear idea of where you stand financially is the first step to planning the retirement you want. If your working years are...

My Fortress
Jul 19, 2024


The Stage 3 tax cuts are live, what should you do with the extra money?
First announced in 2018 — and given a major facelift by the Albanese Government — the stage 3 tax cuts have finally come into effect....

My Fortress
Jul 19, 2024


The tax implications of being made redundant
Learning that you’ve been made redundant can leave you in shock, but being handed a redundancy payment on your way out can help lessen...

My Fortress
Jun 13, 2024


Can you inherit a family member's debt?
If a relative or loved one dies owing money, does it fall on their next of kin to cover any unpaid debts? Generally speaking, you won’t...

My Fortress
Jun 6, 2024


Can you start working again after receiving your super?
Circumstances are prone to change, and there are plenty of reasons why you might be considering returning to work after having retired....

My Fortress
Apr 16, 2024


The tax deduction not many people talk about
The rejigged Stage 3 tax cuts have been the subject of much attention and analysis. The Albanese Government faced plenty of pressure to...

My Fortress
Apr 15, 2024


The game-changing money conversations to have with your kids
Important as they might be, good financial management skills aren’t always taught in schools. What are some strategies parents can use to...

My Fortress
Mar 21, 2024


How thinking like a business can help boost your personal finances
Business owners tend to understand the importance of keeping overhead low, profits high, and doing what they can to stay ahead of the...

My Fortress
Feb 20, 2024


What do people typically do with their super when they retire?
If all has gone according to plan, you’ll have accumulated enough super during your working years to achieve a comfortable lifestyle in...

My Fortress
Feb 20, 2024


How your super can help you save on tax
Along with the Age Pension and the money we save voluntarily, superannuation makes up a key pillar of Australia’s retirement income...

My Fortress
Feb 1, 2024


Financial goals for each decade of life
How to accumulate money, spend it, and put it to work in service of our long-term goals are all important questions we face daily. How we go about them will differ from person to person, but there are some common financial goals that we can often map onto each decade of life. Here are just a few. Goals for your 20s This is the time that many people are fleshing out their goals, investing in themselves (think attending university or learning a trade) and starting their careers

My Fortress
Jan 16, 2024


Unlearning the bad money habits holding you back
In this exploration of unlearning bad money habits and challenging our beliefs about money, we’ll embark on a journey of financial...

My Fortress
Nov 21, 2023


How do you know if a comfortable retirement is within reach?
When you picture your retirement, are you anxiously tracking your expenses or are you engaging in all the activities that you wanted to,...

My Fortress
Nov 21, 2023


Getting super fit: What to do if your super balance is lagging
During your working years, your superannuation works in the background to grow your nest egg and (hopefully) put you on track for a...

My Fortress
Oct 30, 2023
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